Buying your first home
Clear answers, calm guidance and someone in your corner from your first question to getting the keys.
Find out more
Mortgage advice, made human
A mortgage is a big deal.
Talking about it shouldn’t be.
Friendly, straight-talking mortgage advice from a Leeds broker who’s with you at every step — never a hard sell.
Leeds-basedNo hard sellAdvice that fits real life
How we help
Whatever your next move, let’s make it feel simpler.
People come to us when they’re buying, moving, investing or remortgaging. We save you time, make the options clearer, and take as much stress out of the process as possible.
Moving or remortgaging
We’ll make sense of your options and help you find a mortgage that fits where life is heading next.
Find out moreBuy-to-let
Practical support for new and experienced landlords, without jargon or unnecessary complications.
Find out moreSome Buy to Let mortgages are not regulated by the Financial Conduct Authority.
“There’s no such thing as a stupid question. Just a human being there for you to lean on.”
Why Breathe?
Because this isn’t just paperwork. It’s your home, your plans and your money. You deserve someone who listens first, explains things properly, and stays by your side.
Richard
Mortgage broker, Leeds
The Breathe approach
No pressure. No jargon. No disappearing act.
01
We listen
Tell us where you are and where you want to get to.
02
We make it clear
We explain your options in language that makes sense.
03
We stay close
We keep things moving and keep you in the loop.
Google reviews
Kind words from people we’ve helped.
5.0 from 66 Google reviews
“Honestly Richard worked so quickly to get me what I needed. I'm a solo buyer and there were some hurdles to get past, I honestly didn't know if I'd be able to lend what I needed and really needed some expert help. Nothing was too much trouble & he remained positive he could help me get what I needed & he did! I'm so grateful as I never thought I'd be able to get onto the property ladder solo but with Richard's help I now am. Comms were great, so simple and easy. I'd recommend Breathe Mortgages to everyone honestly. My whole family have used Richard now and we wouldn't go anywhere else.”
“Richard provided excellent service. He was efficient, professional, and very attentive. His support and dedication made the process easy and straightforward. I am very satisfied and would not hesitate to recommend him.”
Let’s talk
Take a breathe.
Then tell us how we can help.
No obligation, no hard sell — just a friendly conversation about what you need.